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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140279 reviews)

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4.73

Based on 140,279 reviews, last reviewed 16th Jun 2026

4114200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like using PayPal for most of my online shopping i... I like using PayPal for most of my online shopping it’s simple and easy to use and I feel safe paying with paypal Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140279)

Hassle free

Hassle free, never had any issues Reviewed on: 10th June 2024

Never had a problem, excellent service and communic...

Never had a problem, excellent service and communication Reviewed on: 10th June 2024

Love using PayPal credit!

Love using PayPal credit! Such a great service Reviewed on: 10th June 2024

Love it! Help when I bought an iPad

I used PayPal credit when needed to buy an iPad at the time and it was really quick and easy to use, no faffing about got straight to the point! Loved how you can see how much is remaining on the bar and once you cleared it all your budget goes up Reviewed on: 10th June 2024

Intuitive and easy!

Intuitive and easy! No nonsense app, all of the terms and conditions are very clear and it’s so easy to navigate Reviewed on: 10th June 2024

Large orders

I use PayPal for all my larger orders especially if they are over £100 I can use PayPal credit and pay back within 4 months this is a good option for me and it spreads out the cost. I also like the idea that when I place an order PayPal cover the cost for a few days while they collect the money from the bank. Reviewed on: 10th June 2024

Flexibility

I think the flexibility of the interest free is great Reviewed on: 10th June 2024

Apr is reasonable even sometimes 0%!

Apr is reasonable even sometimes 0%! Easy to make payments as you wish. Can pay as little or as much as you like so can differ each month to make it affordable. Customer service always fantastic if you ever need to get in contact with them! Would reccomnend. Reviewed on: 10th June 2024

I find PayPal a very safe option

I find PayPal a very safe way to pay online, PayPal Credit is very easy and flexible to use making it a very easy and secure shopping aid. Reviewed on: 10th June 2024

Great, fast and very likely.

Great, fast and very likely. Very good conditions quick award and money are immediately Reviewed on: 10th June 2024

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