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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140269 reviews)

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4.73

Based on 140,269 reviews, last reviewed 16th Jun 2026

4113750% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140269)

Very convenient for spreading costs without the need...

Very convenient for spreading costs without the need for a credit card and easy to manage Reviewed on: 10th June 2024

Excellent customer service, paypal is very useful fo...

Excellent customer service, paypal is very useful for secure payments Reviewed on: 10th June 2024

It has helped me buy bigger purchases that I would n...

It has helped me buy bigger purchases that I would not have been able to afford outright. Reviewed on: 10th June 2024

It's been a life saver at times with 3 instalments a...

It's been a life saver at times with 3 instalments and also paypal credit. Rates are good too. Reviewed on: 10th June 2024

Never any issues.

Never any issues. Always fast and convenient Reviewed on: 10th June 2024

Very straightforward Been a lifeline for myself

Very straightforward Been a lifeline for myself Reviewed on: 10th June 2024

Easy and safe

Easy and safe way to make payment,if a company doesn’t accept PayPal I give them a wide berth,too many dodgy companies out there so if I can use PayPal I think they must be legit Reviewed on: 10th June 2024

I use PayPal for 95% of my purchases.

I use PayPal for 95% of my purchases. It is quick and easy to use and the security aspect gives me great peace of mind. Whenever I need my money, withdrawals to my bank account are usually processed within minutes, and the same applies with refunds. PayPal have also settled any payment disputes I've had with companies, quickly and efficiently. Reviewed on: 10th June 2024

Great way to pay for those extra purchases.

Great way to pay for those extra purchases. Very clear & easy to understand app. Great!!! Reviewed on: 10th June 2024

Use it a lot, it’s flexible and easy to use

Use it a lot, it’s flexible and easy to use Reviewed on: 10th June 2024

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