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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,261 reviews, last reviewed 16th Jun 2026
4113400% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I know when I buy something thought PayPal if someth... I know when I buy something thought PayPal if something goes wrong they will investigate and I'll get my money back Reviewed on: 16th June 2026
Yvonne P's avatar
Yvonne P

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140261)

Excellent.

5
Excellent. Quick to use, always available and simple to check status Reviewed on: 10th June 2024
Robin B's avatar
Robin B

Good service, decent credit limit APR is quite high...

4
Good service, decent credit limit APR is quite high but all in all a good offer. Reviewed on: 10th June 2024
James C's avatar
James C

Just delays paying for some of my bigger purchases a...

5
Just delays paying for some of my bigger purchases and spreads the payments. Been using it fir years now, never had a problem. Reviewed on: 10th June 2024
Harry B's avatar
Harry B

Very easy to pay money i really like it .

5
Very easy to pay money i really like it .....i love PayPal Reviewed on: 10th June 2024
Ali c's avatar
Ali c

Absolutely brilliant and so convenient to use it on...

5
Absolutely brilliant and so convenient to use it online Reviewed on: 10th June 2024
Saira Khan's avatar
Saira Khan

Very handy if you get paid Monthly

5
Very handy if you get paid Monthly Reviewed on: 10th June 2024
Peter N's avatar
Peter N

Helpful ......

5
Everything, very helpful, ideal for when you are short on money Reviewed on: 10th June 2024
Jane Ball's avatar
Jane Ball

Easy, professional service.

5
Easy, professional service. Reliable customer support Reviewed on: 10th June 2024
Noodles f's avatar
Noodles f

Very useful

5
I love having PayPal credit as can be used on lots of websites. Reviewed on: 10th June 2024
Leigh M's avatar
Leigh M

Very easy to use and always have access to 0% short...

5
Very easy to use and always have access to 0% short term deals Reviewed on: 10th June 2024
Peter M's avatar
Peter M

Review PayPal: PayPal Credit now

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