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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,203 reviews, last reviewed 15th Jun 2026
4110700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s so easy to use. It’s so easy to use. No issues whatsoever and very flexible. It’s given me so many options over the years. Most especially travel. Reviewed on: 15th June 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140203)

I wouldn’t be without my PayPal!

5
Pay oak credit allows me to purchase more expensive items over 4 months Interest free i use this quite regular, I know longer need the use of a credit card!… I also use the three month option for purchasing bulk amount supplements etc …iv also called PayPal to clarify things always had a polite service that gives me the answer I need. Reviewed on: 10th June 2024
Kerry 's avatar
Kerry

Lifesaver

5
Easy to use, many retailers use paypal. Interest free credit perfect. Sometimes lifesaver if something expensive is needed Reviewed on: 10th June 2024
Amy M's avatar
Amy M

Simple the best

5
Simple the best to buy online. Simple and easy. Reviewed on: 10th June 2024
Jonas 's avatar
Jonas

I’ve been using PayPal credit since it was available...

5
I’ve been using PayPal credit since it was available for me and I ding it to be very useful for online purchases when I need a bit more time to pay something off. I’ve been using PayPal for over a decade and I will keep using it in the future. It’s the future of online payments today. Reviewed on: 10th June 2024
Roland V's avatar
Roland V

Great customer service

5
I had to ask for a refund for a product that I bought and it didn't work as advertised and PayPal sorted it in a matter of few days, great result Reviewed on: 10th June 2024
Pawel K's avatar
Pawel K

Always feel confident in paying with PayPal very con...

5
Always feel confident in paying with PayPal very convenient easy and clear format. Reviewed on: 10th June 2024
Cemaliye l's avatar
Cemaliye l

I have used PayPal credit twice now for larger purch...

5
I have used PayPal credit twice now for larger purchases that would be harder to pay for all at once. PayPal credit was seamless and made it very straight forward to setup a payment plan. Reviewed on: 10th June 2024
Flora 's avatar
Flora

Great Service Provider.

5
Never had one issue with paypal credit, Cant Find a fault with it payments are made as simple as possible for the consumer, That makes for hassle free purchases. Reviewed on: 10th June 2024
Ben Lomond's avatar
Ben Lomond

Very quick to approve my application

5
Very quick to approve my application, never have any issues contacting PayPal, Customer Service staff always have the experience to both listen to my issues and resolve very quickly. Reviewed on: 10th June 2024
Roy S's avatar
Roy S

Nothing to fault at all.

5
Nothing to fault at all.. I would you this service again and again. Reviewed on: 10th June 2024
oliver 's avatar
oliver

Review PayPal: PayPal Credit now

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