Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,113 reviews, last reviewed 15th Jun 2026
4106800% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow payment plans with reminders, an easy... Easy to follow payment plans with reminders, an easy way to afford things you normally wouldnt Reviewed on: 15th June 2026
Rebecca g's avatar
Rebecca g

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140113)

Payment flexibility.

5
Payment flexibility. PayPal allows variable payment limits per month Reviewed on: 9th June 2024
Rosemary M's avatar
Rosemary M

Easy to set up and very easy to use following this.

5
Easy to set up and very easy to use following this. Helps me manage my finances and peace of mind when purchasing online. Reviewed on: 9th June 2024
Chanel 's avatar
Chanel

So easy and fast to use.

5
So easy and fast to use. Never miss payments with easy direct debits also can easily up credit limit to boost credit score Reviewed on: 9th June 2024
Caroline 's avatar
Caroline

Easy to use no problems very accessible and able to...

5
Easy to use no problems very accessible and able to access it anywhere with the app is very handy Reviewed on: 9th June 2024
Cait R's avatar
Cait R

Always a very easy transaction using PayPal credit

4
Always a very easy transaction using PayPal credit Reviewed on: 9th June 2024
Gareth W's avatar
Gareth W

It’s great makes paying for things easier

5
It’s great makes paying for things easier Reviewed on: 9th June 2024
Bradley E's avatar
Bradley E

Pay later, less worry

5
I like how you can pay for large purchases for zero interest for a couple months, so you can pay for other important stuff that needs paying quickly. You can also set up a direct debit so you don’t need to worry that you’ll miss a payment. Reviewed on: 9th June 2024
Johannah B's avatar
Johannah B

Very good easy to use excellent service

5
Very good easy to use excellent service Reviewed on: 9th June 2024
Annemarie 's avatar
Annemarie

Always feel more secure using PayPal as it’s reliabl...

4
Always feel more secure using PayPal as it’s reliable clear to see any transactions and if there’s a problem you get a quick solution Reviewed on: 9th June 2024
Christine G's avatar
Christine G

Easy and convenient no matter what your needs are.

5
Easy and convenient no matter what your needs are. Reviewed on: 9th June 2024
Andrey L's avatar
Andrey L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill