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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay pal is very convenient ,, haven’t used the... Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can a... Read more Reviewed on: 15th June 2026
Nichola S's avatar
Nichola S

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139976)

I can use Paypal credit everywhere.

5
I can use Paypal credit everywhere. It's easy and fast. Reviewed on: 9th June 2024
Henrietta's avatar
Henrietta

PayPal is quick and easy

5
PayPal is always a great option for quick and easy payments. It is often my first choice when making online payments. Reviewed on: 9th June 2024
Kat's avatar
Kat

Couldn't manage my finances without it

5
Always helpful to solve problems. So useful to have access to Paypal credit. II's great to have use of such a trustworthy brand. Reviewed on: 9th June 2024
Rachel N's avatar
Rachel N

Great all around and can be used in most places.

5
Great all around and can be used in most places. I just want more flight options. And it needs to be easier to pay in store Reviewed on: 9th June 2024
Carolina C's avatar
Carolina C

Paypal credit

5
Customer service always very helpful when needed Reviewed on: 9th June 2024
Emma D's avatar
Emma D

I’ve used PayPal Credit for half a decade now, and h...

5
I’ve used PayPal Credit for half a decade now, and have had absolutely no issues at all. Being through PayPal only limits usage, but I have had no qualms with using PayPal’s Credit system over these years. Reviewed on: 9th June 2024
Francis P's avatar
Francis P

Quick, reliable and fast.

5
Quick, reliable and fast. Never have trouble whichever way my money flows. Reviewed on: 9th June 2024
Peter C's avatar
Peter C

Very easy to set up and repay

5
Very easy to set up and repay with no interest at first. Reviewed on: 9th June 2024
Peter C's avatar
Peter C

Easy to access and user friendly

5
Easy to access and user friendly Reviewed on: 9th June 2024
Joshua Dayavaran's avatar
Joshua Dayavaran

Very happy with the service

5
Very happy with the service so far Reviewed on: 9th June 2024
ChrisW's avatar
ChrisW

Review PayPal: PayPal Credit now

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