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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,728 reviews, last reviewed 15th Jun 2026
4089000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a great and lovely about security It's a great and lovely about security Reviewed on: 15th June 2026
Mojtaba K's avatar
Mojtaba K

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139728)

Game changer

5
Simple, powerful, convenient. When I buy from an online site that Im not sure about. I prefer to use PayPal instead of putting CC details in. Reviewed on: 9th June 2024
Gary R's avatar
Gary R

Perfect during these hard times.

5
Perfect during these hard times. Being able to split your payments in a flexible way had been a life saver. I always pay on time and occasionally pay my credit off early. Paypal had recognised this and increased the amount of credit for me. Reviewed on: 9th June 2024
David Armstrong 's avatar
David Armstrong

Paypal credit has enabled me to purchase goods I wou...

5
Paypal credit has enabled me to purchase goods I would not otherwise have been able to buy, without putting me into financial difficulties later. The interest rates charged are reasonable, and I appreciate the range of options on offer. Reviewed on: 9th June 2024
Jonathan C's avatar
Jonathan C

Have had no problems using PayPal credit.

5
Have had no problems using PayPal credit. Very good Reviewed on: 9th June 2024
Ross P's avatar
Ross P

Excellent service plus some extra money on seasonal...

5
Excellent service plus some extra money on seasonal promotions. Reviewed on: 9th June 2024
Anna Jot's avatar
Anna Jot

PayPal with ease

5
PayPal has always been quick and easy and gives great flexibility Reviewed on: 9th June 2024
George M's avatar
George M

Excellent

5
Whenever he needs money, they're available to me. Excellent service. Thank you PayPal. Reviewed on: 9th June 2024
Beata S's avatar
Beata S

Very good

5
Got more offers and flexible payment options Reviewed on: 9th June 2024
Priya's avatar
Priya

Absolutely great

5
Easy to use interface and good value for money Reviewed on: 9th June 2024
Syed Mohyuddin's avatar
Syed Mohyuddin

Its good

5
Really easy to set up and really simple to use Reviewed on: 9th June 2024
Mohammad T's avatar
Mohammad T

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