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PayPal: PayPal Credit reviews

4.74
Based on 117,147 reviews, last reviewed 30th May 2026
3058250% increase in 5 star reviews
in the past 90 days
9200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very helpful for managing my finances It’s very helpful for managing my finances Reviewed on: 30th May 2026
Lucyann H's avatar
Lucyann H

Latest lowest rating:

2

No real notification of due date for payments left s... No real notification of due date for payments left scars on my credit file Reviewed on: 30th May 2026
thorpesplumbing@hotmail.com's avatar
[email protected]

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (117147)

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review