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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181072)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Lifesaving

5
Thanks to having the credit I was able to partially pay a vet bill for my dog's surgery & she is my world. Having the card linked to the account made it possible Reviewed on: 14th July 2026

Simplicity perfect and easy to use

5
easy to manage just a click to use and click to payment info Reviewed on: 14th July 2026

PayPal has always been a secure and safe way to pay...

5
PayPal has always been a secure and safe way to pay online worldwide banking, plus have option to pay in installments if needed Reviewed on: 14th July 2026

easy to used and helpful when you needed.

5
easy to used and helpful when you needed. Reviewed on: 14th July 2026

Just had a problem with an order from China.

5
Just had a problem with an order from China. Tried to get info from seller with no success. Went through to PayPal and they refunded my money within 2 days. Reviewed on: 14th July 2026

Never had a problem with refunds they are quick to a...

5
Never had a problem with refunds they are quick to acti i have had thing not delivered before they were quick to act Reviewed on: 14th July 2026

PayPal account and credit card

5
I often use PayPal credit for purchases, or flights, vacations. I like that I have points for purchases that I can use. I would like to have an increase but I gradually have. Reviewed on: 14th July 2026

Helps with fun life stuff

5
PayPal credit is great for those expenses that you can’t quite stretch to in a months wages, it’s so great for things like concert tickets and experiences. It’s a wonderful way of budgeting for little life luxuries. Reviewed on: 14th July 2026

Keep your money safe

5
Good protection and their pay in 3 is very good Reviewed on: 14th July 2026

Credit card

4
Newly got credit card but been using pay pal for a couple of years with no complaints Reviewed on: 14th July 2026

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