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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,101 reviews, last reviewed 21st Jun 2026
4287850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026
Humara K's avatar
Humara K

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144101)

Great for online payments with 0% rates

4
Great for online payments with 0% rates Reviewed on: 9th June 2026
Darren E's avatar
Darren E

Easy app to use & easy to set up as...

5
Easy app to use & easy to set up as payment option Reviewed on: 9th June 2026
Emma B's avatar
Emma B

Safety First with PayPal

5
I try and use PayPal for all my on line purchases. Sometimes I use Credit more often pay in 3 to spread the load. I like to think that using PayPal gives me a buffer between the dangers of the internet and my banking details. I have never experienced any attempts to pry into my banking but it's always best to be protected. PayPal also offer a very robust protective environment which is reassuring indeed... Reviewed on: 9th June 2026
Tom A's avatar
Tom A

Excellen and completely trouble free

5
It has been amazing and completely trouble free and so easy to use Reviewed on: 9th June 2026
Jackie P's avatar
Jackie P

In a world where online scams are more frequent, I a...

5
In a world where online scams are more frequent, I always feel safer using PayPal. Excellent customer support and service. You’re treated like a valued customer. Always friendly and helpful Reviewed on: 9th June 2026
Lucy H's avatar
Lucy H

Could be better to prolong 0%.

5
Could be better to prolong 0%. I use pay pay credit a lot. Pay in 3 is very good very happy. Reviewed on: 9th June 2026
LILY H's avatar
LILY H

Finance without Burden

5
A journey that began with Ebay,, been a member for a long time, Facility of 0% finance on purchases over four months Is a nice touch as the acceptability of Paypal by venders has expanded allowing choice. Reviewed on: 9th June 2026
Jav's avatar
Jav

Paypal is good for spreading the cost without paying...

5
Paypal is good for spreading the cost without paying interest. Reviewed on: 9th June 2026
Jamie Headspeath's avatar
Jamie Headspeath

Easy to use with no hidden extras

5
Easy to use and easy to understand, with no hidden extras Reviewed on: 9th June 2026
Victor Tarr's avatar
Victor Tarr

Good service

4
It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026
Patricia G's avatar
Patricia G

Review PayPal: PayPal Credit now

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