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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144147 reviews)

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4.73

Based on 144,147 reviews, last reviewed 21st Jun 2026

4289950% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144147)

PayPal everyday use

PayPal easy to use great rewards Reviewed on: 9th June 2026

Very efficient service and easy to understand options.

Very efficient service and easy to understand options. Enough communication to in the right formats. Reviewed on: 9th June 2026

Almost perfect

Great interest free credit, however monitoring returns and refunds is really much more difficult than it should be; Klarna have a much clearer system and I would choose that platform over this one. However, PayPal offers more for different providers. Reviewed on: 9th June 2026

Easy to use safe use confidentiality

Easy to use safe use safety use with confidence Reviewed on: 9th June 2026

Easy and simple credit

Easy to use, easy to pay and easy to access. Simple and does what it says on the tin. Never had an issue with PayPal credit Reviewed on: 9th June 2026

Used PayPal credit for the last year.

Used PayPal credit for the last year. No issues so far. Consistent. Reviewed on: 9th June 2026

It's the second time I've used PayPal credit

It's the second time I've used PayPal credit and I think its very easy to set up. Reviewed on: 9th June 2026

I like using PayPal because I like the fact that I c...

I like using PayPal because I like the fact that I can get help through them with some companies who are unwilling to deliver basic customer service. Reviewed on: 9th June 2026

Great app

Great app good customer service and easy to work Reviewed on: 9th June 2026

It’s just so easy to use and above all it’s extremel...

It’s just so easy to use and above all it’s extremely safe to use. Reviewed on: 9th June 2026

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