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PayPal: PayPal Credit reviews

4.73
Based on 144,183 reviews, last reviewed 21st Jun 2026
4291550% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026
Holland Joanne's avatar
Holland Joanne

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144183)

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 9th June 2026

Easy to use great options of repayment

5
Easy to use great options of repayment Reviewed on: 9th June 2026

Exceptional customer service and extremely efficient...

5
Exceptional customer service and extremely efficient in resolving problems. The staff appear knowledgeable and they are always friendly and helpful. Reviewed on: 9th June 2026

Paypal very quick easy safe way to transact

5
So easy and efficient to useConvenient App easy to navigate Reviewed on: 9th June 2026

Very easy and flexible.

5
Very easy and flexible. Makes payments a lot easier and safer. Reviewed on: 9th June 2026

Paypal offer a very simple credit facility

5
Paypal offer a very simple credit facility that can be used with almost all retailers. The most flexible, easy to use system out there Reviewed on: 9th June 2026

Always been really helpful with any issues I’ve had...

5
Always been really helpful with any issues I’ve had and the app is so easy to use and understand Reviewed on: 9th June 2026

PayPal has always been my favourite

5
The app is very easy to use and I always get reminded when payments are due, they have given me a realistic limit that I know I can pay off Reviewed on: 9th June 2026

They have been fantastic .

5
They have been fantastic .Cover anything that has been lost Reviewed on: 9th June 2026

PayPal provides a excellent service

5
PayPal provides a excellent service Reviewed on: 9th June 2026

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