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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,225 reviews, last reviewed 21st Jun 2026
4293450% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives me peace of mind security wise when usi... PayPal gives me peace of mind security wise when using it for online transactions. PayPal credit has also been a lifesaver for short months. Reviewed on: 21st June 2026
MISS E's avatar
MISS E

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144225)

Using papal is always secure, continent and efficient.

5
Using papal is always secure, continent and efficient. The interest free on payments is brilliant at allowing you to pay this over time without being penalised and charged interest. This allows flexibility. Reviewed on: 9th June 2026
HP's avatar
HP

Excellent service.

5
Excellent service. Fast, secure, and easy to use. I’ve been very satisfied with PayPal and would highly recommend it Reviewed on: 9th June 2026
Vasdimo's avatar
Vasdimo

Smooth Running Service

5
I always use PayPal and never have any issues. One of the best banking apps. Reviewed on: 9th June 2026
CS's avatar
CS

Had a few issues to start with understanding how ref...

5
Had a few issues to start with understanding how refunds get allocated but now is all fine Reviewed on: 9th June 2026
Phoenix30's avatar
Phoenix30

Easy fast Payment options, Great experience

5
Easy fast Payment options, Great experience Reviewed on: 9th June 2026
John M's avatar
John M

i can treat myself with Pay in 3!

5
Great to know I can use pay in 3 if i need too for those unexpected purchases and pay back over 3 months which is ideal for me. Reviewed on: 9th June 2026
lisa's avatar
lisa

Flexiable and transparent

5
Easy to use. Available with lots of retailers and hassle free to manage through the app. Reviewed on: 9th June 2026
Mr E's avatar
Mr E

Easy to use and offers option to pay without interest

5
Easy to use and offers option to pay without interest Reviewed on: 9th June 2026
Poliana's avatar
Poliana

All good can't complain.

5
All good can't complain. Good service, issues resolved quick but I can't think of anything else to say and this review won't let me submit without saying more words. Hi. Hi. Hi. Hi. Hi. Hi. Happy birthday to you. Reviewed on: 9th June 2026
Aaran H's avatar
Aaran H

Been with PayPal many years

5
Been with PayPal many years and would never use anybody else for secure payments. Reviewed on: 9th June 2026
MS's avatar
MS

Review PayPal: PayPal Credit now

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