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PayPal: PayPal Credit reviews

4.73
Based on 139,491 reviews, last reviewed 15th Jun 2026
4078400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use. Always easy to use. Different ways of spending that really help spread the load. Very efficient app and easy to make contact with customer support if ... Read more Reviewed on: 15th June 2026
Stephen C's avatar
Stephen C

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139491)

I have always had issues resolved quickly by PayPal.

5
I have always had issues resolved quickly by PayPal. Reviewed on: 8th June 2024

Very easy to use

5
Very easy to use and track, no need to do paperwork on a purchase if you have a facility set up. Reviewed on: 8th June 2024

Best credit provider I have ever used.

5
Best credit provider I have ever used. Easy to.use and anynpeonlems are resolved quickly Reviewed on: 8th June 2024

I’m always happy with all the purchases i make never...

5
I’m always happy with all the purchases i make never get a problem. Reviewed on: 8th June 2024

10/10 service

5
10/10 service - no issues with using paypal. It’s a great and safe service and I have been using it for many years. I trust paypal with my money. It’s super easy to use and the interface on the phone is very user friendly. It offers an experience next to none. Reviewed on: 8th June 2024

Never had issues and it’s always easy to use

5
Never had issues and it’s always easy to use Reviewed on: 8th June 2024

Always easy and 100% reliable and safe

5
Always easy and 100% reliable and safe Reviewed on: 8th June 2024

Easy to use and simple instructions for repayment

5
Easy to use and simple instructions for repayment Reviewed on: 8th June 2024

PayPal doe what it is set up for very excellently.

5
PayPal doe what it is set up for very excellently. Thank you for your great service Reviewed on: 8th June 2024

Mick's thoughts.

5
Just very easy to use. Instructions easy to follow with no fuss. Reviewed on: 8th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review