Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,432 reviews, last reviewed 15th Jun 2026
4075700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit . A credit to Paypal I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026
Mark g's avatar
Mark g

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (139432)

Very useful interest free options that just need to...

5
Very useful interest free options that just need to be paid on time to avoid any interest. Good protection when there is an issue with a purchase. Reviewed on: 8th June 2024
Sonin's avatar
Sonin

Everything is well explained and its quick

5
Everything is well explained and its quick Reviewed on: 8th June 2024
CPD's avatar
CPD

I will always recommend PayPal for everyone

4
I will always recommend PayPal for everyone Reviewed on: 8th June 2024
Abraham 's avatar
Abraham

Never had issue can raise credit if needed but not...

5
Never had issue can raise credit if needed but not forced to do so Reviewed on: 8th June 2024
Tom's avatar
Tom

I have had a really good experience with pay pal cre...

5
I have had a really good experience with pay pal credit. Very easy to use on loads of retail sites. I have had quick refunds and used pay pal pay in 3. I am very happy with service Reviewed on: 8th June 2024
Jaye B's avatar
Jaye B

Easy to use and easy to track payments and plans.

5
Easy to use and easy to track payments and plans. Accessible on many websites and the app works great. Very easy to manage direct debits as well and seamlessly slots into the rest of the PayPal app. The 4 months no interest is also very useful as you only make minimum payments Reviewed on: 8th June 2024
Steven S's avatar
Steven S

Safe way to reassure when making more risky purchases.

5
Safe way to reassure when making more risky purchases. Easy to use and flexible. Reviewed on: 8th June 2024
J E's avatar
J E

Makes Life Easy

5
Makes transfers between friends and family really easy Reviewed on: 8th June 2024
Laura C's avatar
Laura C

Not very tech savvy but it is so easy to...

5
Not very tech savvy but it is so easy to use Reviewed on: 8th June 2024
Julie D's avatar
Julie D

Easy to use.

5
Easy to use. Easy to pay off and set up direct debit if preferred. Would recommend to others Reviewed on: 8th June 2024
Elizabeth O's avatar
Elizabeth O

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill