Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 139,354 reviews, last reviewed 15th Jun 2026
4072000% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026
Chidera C's avatar
Chidera C

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139354)

I like it how they do paypal credit

4
I like it how they do paypal credit Reviewed on: 8th June 2024

Always use paypal credit 0% interest.

5
Always use paypal credit 0% interest. Informs you of when payments are due so don't miss them. Reviewed on: 8th June 2024

PayPal is such a simple platform to use.

5
PayPal is such a simple platform to use. The app is easy to use and is so informative. On the rare cases you need to contact them it is simplistic and you actually get to speak to a human!! Reviewed on: 8th June 2024

Best credit around

5
Easy to use, great service and the %0 for 3 months for over £100 is the best, credit cards usually have a promotional time and with PayPal there is no time limit Reviewed on: 8th June 2024

Easy to use.

5
Easy to use. Very convenient when shopping Reviewed on: 8th June 2024

4 months interest free!

5
I really like the way I can purchase items and pay in 4 months without interest. Great way to manage my budget. Reviewed on: 8th June 2024

Great service

5
Great service and convenient for when money is tight Reviewed on: 8th June 2024

PayPal Credit is good value for money

5
PayPal credit allows to pay for purchases when you're tight on money and let's you spread the cost with no interest. When interest charged is very good rates as well in case you did not manage to pay back in time. Love it! Reviewed on: 8th June 2024

Convenient and useful.

5
Convenient and useful. helps with purchases and good cover if something happens to the item in transit or not receiving it Reviewed on: 8th June 2024

VOTE PAYPAL

5
100% would recommend easy to use reliable and amazing service Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 70880 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3748 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products