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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139237)

positive experiences so far.

5
Only had positive experiences so far. The one issue I had was resolved very quickly over the phone 10/10 Reviewed on: 8th June 2024
Michael Phillips's avatar
Michael Phillips

Have used PayPal credit and pay in 3 feature for a l...

5
Have used PayPal credit and pay in 3 feature for a long time. Incredibly helpful way to ensure I can maintain a somewhat ‘good’ standard of living without needing to take an extra job. Allows me to manage my finances over time, and afford the ability to save incrementally. Albeit, it requires a bit of planning my side. Reviewed on: 8th June 2024
Mike's avatar
Mike

This pay pal account offers a large number of financ...

5
This pay pal account offers a large number of financing options, I have been very satisfied for several years. Reviewed on: 8th June 2024
Petr k's avatar
Petr k

Simple to set up.

5
Simple to set up. Easy repayments. Customer service is excellent Reviewed on: 8th June 2024
Leigh O's avatar
Leigh O

.Top notch service always the best

5
I have been using PayPal for over ten years now. The transparency, reliability, clear statements or prompt and efficient service. The customer service staff are always happy to help in solving problems and polite. I am so proud of PayPal Reviewed on: 8th June 2024
Adebola L's avatar
Adebola L

Brilliant service and very easy to use.

5
Brilliant service and very easy to use. Reviewed on: 8th June 2024
William 's avatar
William

I find PayPal great for sending receiving money but...

5
I find PayPal great for sending receiving money but also it allows me to shop with pay in three and additionally I can use PayPal credit if needed which has been a help in the past Reviewed on: 8th June 2024
Jen's avatar
Jen

So easy to use.

5
So easy to use. So convenient and safe Reviewed on: 8th June 2024
Jen K's avatar
Jen K

seems you cannot pay off your individual payments

5
seems you cannot pay off your individual payments Reviewed on: 8th June 2024
afclegend's avatar
afclegend

Platform is among the best I’ve used

5
Extremely simple to use. Interface is user friendly, no unnecessarily complicated steps Reviewed on: 8th June 2024
Mr Mo's avatar
Mr Mo

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