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PayPal: PayPal Credit reviews

4.73
Based on 143,532 reviews, last reviewed 20th Jun 2026
4261850% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly what I wanted. Exactly what I wanted. Great services. Reviewed on: 20th June 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143532)

PayPal...love it

5
been using PayPal for years now, PayPal credit only for 4 months and love the flexibility it gives me. Reviewed on: 11th June 2024

I use PayPal credit for larger purchases as it gives...

5
I use PayPal credit for larger purchases as it gives me piece of mind. Excellent service Reviewed on: 11th June 2024

Really easy and safe to use.

5
Really easy and safe to use. All my online payments are facilitated via paypal. Reviewed on: 11th June 2024

Very easy to use and navigate, great payment plan o...

5
Very easy to use and navigate, great payment plan options Reviewed on: 11th June 2024

Easy for me to pay in 3

5
PayPal just feels a fast secure way to pay, and the pay in 3 is my favourite, it’s nice you can buy something without taking a large sum out of my bank balance, will use it very much now and in the future Reviewed on: 11th June 2024

Easy to use and transparent charges

5
Easy to use and transparent charges Reviewed on: 11th June 2024

PayPal is brill

5
Great service can't go wrong they are here to help Reviewed on: 11th June 2024

Very satisfied specially I can use PayPal in 3

5
Very satisfied specially I can use PayPal in 3 Reviewed on: 11th June 2024

Reliable ..

5
Always available,good at letting you know when you are due a payment overall practical. Reviewed on: 11th June 2024

A bit higher rate, but there is worse, 4 months 0 in...

5
A bit higher rate, but there is worse, 4 months 0 interest is good us well. Reviewed on: 11th June 2024

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