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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143504 reviews)

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4.73

Based on 143,504 reviews, last reviewed 20th Jun 2026

4260650% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good promotional offers Helpful with paying off larger items Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143504)

Paypal payments

Very handy for paying online safely and securly Reviewed on: 11th June 2024

Paypal is just so easy to use, helpful with all purc...

Paypal is just so easy to use, helpful with all purchases and very good at protecting you when using your money Reviewed on: 11th June 2024

I have contacted customer service several times, and...

I have contacted customer service several times, and everything was always resolved without unnecessary formalities. I have no complaints about PayPal's operations. Reviewed on: 11th June 2024

I always use PayPal credit, I love the flexibility i...

I always use PayPal credit, I love the flexibility it gives for paying for online purchases and will continue to use it for a long time to come! Reviewed on: 11th June 2024

Excellent service

It’s been great experience being with PayPal. Reviewed on: 11th June 2024

Feeling secured while online buying

I make purchases using PayPal for online items for security purpose's it’s difficult for anyone to get hold of credit card details. While buying. Reviewed on: 11th June 2024

I am so happy with the service Paypal has been offer...

I am so happy with the service Paypal has been offering me. Always resolve any issue I have so quick, excellent customer service Reviewed on: 11th June 2024

Great experience so far.

Great experience so far. Haven’t had any issues with pay pal Reviewed on: 11th June 2024

Quick and efficient service, easy to navigate

Quick and efficient service, easy to navigate Reviewed on: 11th June 2024

PayPal Credit helps me pull through difficult months

The PayPal Credit has been helping me out quite a lot during the current hapless 'Price Crisis'; especially in a concern of food. Without it, I am not sure if I could survive certain months in their entirety (my salary is being paid monthly, btw). The repayments are relatively OK; definitely nothing excruciating. I began using the service at the end of 2022 and so far I have not encountered any problems whatsoever; touchwood. Though one should keep in mind that fortunately I have so far never been late with any repayment. Again, touchwood. Reviewed on: 11th June 2024

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