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PayPal: PayPal Credit reviews

4.73
Based on 143,474 reviews, last reviewed 20th Jun 2026
4259350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is excellent and was navigating... The customer service is excellent and was navigating through the app is seco d to none. Above all the security is always excellent Reviewed on: 20th June 2026
nat nia's avatar
nat nia

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143474)

Very easy to use and very helpful

5
Very easy to use and very helpful Reviewed on: 11th June 2024

Pay pal is always fantastic.

5
Pay pal is always fantastic. Pay without reservations Reviewed on: 11th June 2024

Best and easiest to use, specially for online purcha...

5
Best and easiest to use, specially for online purchases Reviewed on: 11th June 2024

Helps me to buy straighaway and pay as I can...

5
Helps me to buy straighaway and pay as I can afford Reviewed on: 11th June 2024

Easy to pay and 0% fees for 3 months is...

5
Easy to pay and 0% fees for 3 months is top noch Reviewed on: 11th June 2024

Easy and quick way to make purchases and payments.

5
Easy and quick way to make purchases and payments. No interest applied for up to 4 months! Reviewed on: 11th June 2024

Easy and effective, the pay in 3 was awesome, then t...

5
Easy and effective, the pay in 3 was awesome, then the credit came along, right at the time I needed a little help Reviewed on: 11th June 2024

Excellent service and a great help

5
Excellent service and a great help Reviewed on: 11th June 2024

I have had a very good experience with them, the onl...

5
I have had a very good experience with them, the only time I had to use their customer service, they were really helpful. Reviewed on: 11th June 2024

I had great experience with PayPal

5
I had great experience with PayPal Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review