Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143431 reviews)

View other PayPal products

4.73

Based on 143,431 reviews, last reviewed 20th Jun 2026

4257400% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great review Easy to apply to, easy to use, when ever there are issues there customer service team are great and are happy to help in any way to fix or ease any is... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143431)

Always been very happy with my PayPal account

Always been very happy with my PayPal account Reviewed on: 11th June 2024

Always a good experience with the variety of payment...

Always a good experience with the variety of payment options Reviewed on: 11th June 2024

Its a good service if you wanna stretch your money o...

Its a good service if you wanna stretch your money out abit more. Reviewed on: 11th June 2024

Amazing, it’s a life saver for last minute purchases

Amazing, it’s a life saver for last minute purchases Reviewed on: 11th June 2024

Used to purchase a new bike at 0% over 12months, eas...

Used to purchase a new bike at 0% over 12months, easy to set up and pay back Reviewed on: 11th June 2024

Very good payment option lil confusing

Very good payment option lil confusing Reviewed on: 11th June 2024

Brilliant love the pay in 3 option with no interest...

Brilliant love the pay in 3 option with no interest Reviewed on: 11th June 2024

Easy to spread payments

I have used the option to pay in three and the four months interest free option to spread payments on several occasions and they are both great products when you need credit without actually paying interest on the loan. Reviewed on: 11th June 2024

No probs whatsoever, what makes me believe that ever...

No probs whatsoever, what makes me believe that everything running smoothly. But there's always room for progress Reviewed on: 11th June 2024

Profound

PayPal credit is a credit facility that cares. The 4 months promotional offer is a game changer. Thank you PayPal. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74409 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub