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PayPal: PayPal Credit reviews

4.73
Based on 143,279 reviews, last reviewed 20th Jun 2026
4250400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026
Fantas's avatar
Fantas

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143279)

It has been fantastic I truly recommend

5
It has been fantastic I truly recommend Reviewed on: 11th June 2024

Had never had an issue with paypal

5
Had never had an issue with paypal Reviewed on: 11th June 2024

PayPal credit widely available

4
Really easy to navigate with minimal hassle, many retailers now use PayPal which is great customer service has been helpfull although does take a while to respond Reviewed on: 11th June 2024

Options available are better than most.

5
Excellent Service and facilities available are First Class. Reviewed on: 11th June 2024

PayPal credit helps to spread out the cost when I bu...

5
PayPal credit helps to spread out the cost when I buy items and for that I can’t fault the process. It’s simple and easy to use. Reviewed on: 11th June 2024

It’s so easy, always available on checkout

5
It’s so easy, always available on checkout Reviewed on: 11th June 2024

Very good, never had any issues.

5
Very good, never had any issues. The credit facilities are so easy to access. Customer service is always prompt Reviewed on: 11th June 2024

Excellent easy to use most websites except it

5
Excellent easy to use most websites except it Reviewed on: 11th June 2024

Great for protecting my purchases and getting more a...

5
Great for protecting my purchases and getting more and more retailers are accepting it Reviewed on: 11th June 2024

Great service and easy to use and understand

5
Great service and easy to use and understand Reviewed on: 11th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review