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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143336 reviews)

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4.73

Based on 143,336 reviews, last reviewed 20th Jun 2026

4253000% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal & PayPal Credit So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143336)

I’ve always enjoyed using PayPal for online transact...

I’ve always enjoyed using PayPal for online transactions & especially now it’s available to use via Curve card in shops & on a wider choice of retailers. Over the years, customer service have also been very helpful when needed Reviewed on: 11th June 2024

Easy to setup.

Easy to setup. Quick results. Money instantly Reviewed on: 11th June 2024

I borrow money when I want to and pay it back when i...

I borrow money when I want to and pay it back when it suits me Reviewed on: 11th June 2024

They're always helpful, and if anything goes wrong w...

They're always helpful, and if anything goes wrong with your account. Easy to contact and sort out. Reviewed on: 11th June 2024

Pay in 3 payment plans

The pay in 3 agreements have been absolutely brilliant and cost effective Reviewed on: 11th June 2024

Easy and convenient.

Easy and convenient to use as many retailers accept PayPal. Reviewed on: 11th June 2024

Overall my experience has been nothing but positive.

Overall my experience has been nothing but positive. Easy to use & application wasn’t hard at all. Reviewed on: 11th June 2024

Easy way to pay

Easy to use and a sensible credit limit Reviewed on: 11th June 2024

Excellent customer service

Any problems I've had customer service have sort very quick very happy love using PayPal knowing I'm protected Reviewed on: 11th June 2024

Really good !

PayPal credit is excellent service where you can use it in so many places really good service Reviewed on: 11th June 2024

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