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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142788)

I always really on PayPal as it make to live my life...

5
I always really on PayPal as it make to live my life easy Reviewed on: 10th June 2024

It has been great so far, and there are no hitches.

5
It has been great so far, and there are no hitches. It helped me most of the time during my financial worries Reviewed on: 10th June 2024

Very easy to use and highly recommend.

5
Very easy to use and highly recommend. Reviewed on: 10th June 2024

So easy to apply

5
I was surprised that I was offered a PayPal credit to be honest. I had results of my application in just a few seconds, so easy too. Reminders are sent as well nearing the time to pay to avoid fees. This is really good for me as I can be forgetful at times. Reviewed on: 10th June 2024

PayPal offer good and flexible payment plan

5
PayPal offer good and flexible payment plan Reviewed on: 10th June 2024

Great customer service, really easy to use and very...

5
Great customer service, really easy to use and very clear terms and conditions and repayment options. Reviewed on: 10th June 2024

Love paypal

5
Always someone there to help, always use PayPal for the security knowing there’s an insurance if things aren’t as you order Reviewed on: 10th June 2024

Really easy to use PayPal.

5
Really easy to use PayPal. Good credit or you can pay in 3 months. Helps you out Reviewed on: 10th June 2024

Easy to use and understand.

5
Easy to use and understand. App makes it easy to pay off. Promotional rates clearly explained when they run out no having to go find. Reviewed on: 10th June 2024

I have been using Paypal for a very long time, the a...

5
I have been using Paypal for a very long time, the ability to pay in three installments and the possibility of paying a larger amount in credit is very helpful Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review