Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142839)

Good features

5
4 months interest free credit on all purchased over £100 is a very useful feature Reviewed on: 10th June 2024

PayPal for peace of mind

5
I love using PayPal. It can be used on many platforms to use as payment. It has different options such as pay by debit card or credit, has a pay by bank option and also have the facility to use PayPal Credit where you can pay over a certain amount of time. I feel that my details are safe and secure with PayPal which gives me extra piece of mind when purchasing online. PayPal provides the opportunity to send and receive money from friends/family and businesses, offering an alternative to providing bank details. When making purchases you are covered by buyer protection which aso makes using PayPal a very good platform to use. Reviewed on: 10th June 2024

Really good, no complaints only issue I can think of...

5
Really good, no complaints only issue I can think of is the fact it’s hard to increase the credit limit Reviewed on: 10th June 2024

Really great way to pay and it’s always clear what y...

4
Really great way to pay and it’s always clear what your balance is and what you need to pay Reviewed on: 10th June 2024

Great and easy to use app.

5
Great and easy to use app. Always working, no issues. Plenty of availability on other websites too Reviewed on: 10th June 2024

What a joy

5
Been a pleasure to deal with, easy to sign up and consistent. The no interest for 3 months on purchases has been a god send. Reviewed on: 10th June 2024

Very good service and easy to use

5
Very good service and easy to use Reviewed on: 10th June 2024

Love it!!!

5
Easy process and very clear in the credit they probide Reviewed on: 10th June 2024

Whole process is quick and easy, with a couple click...

5
Whole process is quick and easy, with a couple clicks the process with complete efficiently. Reviewed on: 10th June 2024

You have more time to pay for your purchase

5
You have more time to pay for your purchase Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 73869 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3755 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products