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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,957 reviews, last reviewed 17th Jun 2026
4144400% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Although I wouldn't necessarily recommend credit for... Although I wouldn't necessarily recommend credit for anyone, I do rate the service i received, although it's not easily found how to repay early,auto... Read more Reviewed on: 17th June 2026
Ian F's avatar
Ian F

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140957)

Credit payback system needs overhaul.

4
Credit payback system needs overhaul. U cant pay off individual transactions. All paybacks are speard across the pool. This needs to change and we should be able to pay off the transaction we choose to pay of first. Reviewed on: 8th June 2024
Malik's avatar
Malik

Easy to use.

5
Easy to use. Reliable. Wisely accepted globally and my preferred method to pay when it’s made available by the merchant Reviewed on: 8th June 2024
bazo's avatar
bazo

Very useful

5
Very useful, used by all of my family to send money back and forth Reviewed on: 8th June 2024
Jamie C's avatar
Jamie C

Great service and useful

5
Great service and useful. PayPal is reliable Reviewed on: 8th June 2024
Naz's avatar
Naz

Easy to use and provides great credit/spreading of c...

5
Easy to use and provides great credit/spreading of cost options. Reviewed on: 8th June 2024
Luke S's avatar
Luke S

Intrest free purchases

5
Intrest free purchases is excellent and main use with the protection of paypal Reviewed on: 8th June 2024
Chris G's avatar
Chris G

easy to use payment option, convenient, i feel the t...

5
easy to use payment option, convenient, i feel the transaction is secure when i use paypal. i feel like my purchases are protected Reviewed on: 8th June 2024
chloe t's avatar
chloe t

Great service, super convenient for buying online.

5
Great service, super convenient for buying online. Reviewed on: 8th June 2024
Arron M's avatar
Arron M

PayPal is always efficient and flexible

5
PayPal is always efficient and flexible, allowing me to easily pay using different currencies. Reviewed on: 8th June 2024
N M's avatar
N M

I love using PayPal credit.

5
I love using PayPal credit. It allows me to purchase larges items and pay small payments over a dew months without having to worry about paying high interest rates. Reviewed on: 8th June 2024
Hannah's avatar
Hannah

Review PayPal: PayPal Credit now

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