Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140876 reviews)

View other PayPal products

4.73

Based on 140,876 reviews, last reviewed 17th Jun 2026

4140700% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great so far, credit and pay in 3 are especially use... Great so far, credit and pay in 3 are especially useful when you need to budget your finances Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140876)

I use PayPal account for everything because its safe

I use PayPal account for everything because its safe Reviewed on: 8th June 2024

Very experienced customer assistant.

Very experienced customer assistant. Reviewed on: 8th June 2024

I have no faults.

I have no faults. It really is good! Reviewed on: 8th June 2024

Very easy to use never had any issues

Very easy to use never had any issues Reviewed on: 8th June 2024

It is great because it gives you time

It is great because it gives you time to decide whether or not to keep your purchases or return them. Reviewed on: 8th June 2024

PayPal Credit has been beneficial for the times I ne...

PayPal Credit has been beneficial for the times I needed it. Reviewed on: 8th June 2024

Absolutely brilliant, customer service you cannot ge...

Absolutely brilliant, customer service you cannot get better anywhere! Anytime I've every had a problem, the team resolved it as soon as possible and are always the most loveliest people! I've been using PayPal for years and the experience is great! Would recommend. Reviewed on: 8th June 2024

Easy to use and good amount of credit limit from start.

Easy to use and good amount of credit limit from start. Reviewed on: 8th June 2024

I feel it is a very safe and secure method of payment!

I feel reassured when using PayPal that l am safe from scammers and the many dangers of shopping online that my money is secure! Reviewed on: 8th June 2024

Always an easy way to check out on sites like Etsy o...

Always an easy way to check out on sites like Etsy or Ebay. Works like a Wallet. Easy to receive and send money and even abroad. Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.72 from 3752 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71845 reviews
Payments
from PayPal 4.72 from 3752 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub