Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,350 reviews, last reviewed 13th Jun 2026
3980900% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Quick response, positive outcome Reviewed on: 13th June 2026
Mel w's avatar
Mel w

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (137350)

Convenient and always available on online purchases.

5
Convenient and always available on online purchases. Always clear on the process Reviewed on: 5th June 2024
James D's avatar
James D

amazing to use!

5
Love using PayPal credit in emergency’s/ needing to pay stuff off in instalments! Reviewed on: 5th June 2024
Alfie B's avatar
Alfie B

I've never had a bad experience!

5
I've never had a bad experience! Over the many years I've used PayPal there have been a few issues but they have been resolved quickly. The customer service is spot on. Polite and professional. Long may it continue. Reviewed on: 5th June 2024
Terry W's avatar
Terry W

Very safely and easy to use!

5
Very safely and easy to use! Very happy with the services! Reviewed on: 5th June 2024
Cristinel F's avatar
Cristinel F

Easy to use, easy to manage.

5
Easy to use, easy to manage. Allows me to stretch my spending across time without interest if smart. Reviewed on: 5th June 2024
Dean B's avatar
Dean B

It has been good, been using this app a while now.

5
It has been good, been using this app a while now. Reviewed on: 5th June 2024
Kebba N's avatar
Kebba N

Great to use a d will keep using them.

5
I have used them for many many years and they have always been reliable. I use them now more than ever, with the credit options it makes large purchases much easier. Reviewed on: 5th June 2024
WelshNinja's avatar
WelshNinja

Easy to use service and good customer service

5
Easy to use service and good customer service Reviewed on: 5th June 2024
lee b's avatar
lee b

I have been with PayPal for many years and I’ve had...

5
I have been with PayPal for many years and I’ve had no problems I find them very trustworthy. Reviewed on: 5th June 2024
Linda H's avatar
Linda H

Best thing I ever did

5
Been with PayPal for a long time best thing I ever did when I joined Reviewed on: 5th June 2024
Jane B's avatar
Jane B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill