Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137477 reviews)

View other PayPal products

4.73

Based on 137,476 reviews, last reviewed 13th Jun 2026

3986500% increase in 5 star reviews

in the past 90 days

11100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use with good 0% purchase offers Easy to use with good 0% purchase offers Reviewed on: 13th June 2026

Latest lowest rating:

1

Paid on my new card and it came straight out of my b... Paid on my new card and it came straight out of my bank linked to it so what is the point now I have to sort out going over drawn in my bank I thought... Read more Reviewed on: 13th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (137477)

PayPal Credit has been an absolute game-changer

PayPal Credit has been an absolute game-changer for my finances. The flexibility it offers is unparalleled, allowing me to make purchases without immediate out-of-pocket expenses. The no-interest period on qualifying purchases has been incredibly helpful, making it easier to manage my budget and avoid high-interest fees. The seamless integration with my PayPal account means I can use it anywhere PayPal is accepted, both online and in-store. Plus, the straightforward application process and excellent customer service make it a hassle-free experience. I highly recommend PayPal Credit for anyone looking to enhance their purchasing power and financial flexibility! Reviewed on: 5th June 2024

I review your bank 10 out 10 excellent!!

Have not experienced any Have not experienced any issues of paying through pay pal ! iI review the service 10 out of 10 ,Thanks , Reviewed on: 5th June 2024

Exceedingly happy customer

I have been a PayPal customer for years and use PayPal credit for most of my larger items and tech. It is so useful to have sat there as a backup when needed. Reviewed on: 5th June 2024

Brilliant service

Always feel safe using PayPal, and fully protected Reviewed on: 5th June 2024

5* PayPal Credit Review

Really easy to use, understandable T&Cs with great customer service. Reviewed on: 5th June 2024

Financial ease

PayPal credit allows me to spread the cost of larger items while easily managing my finances Reviewed on: 5th June 2024

I often us PayPal credit it’s a great way to stretch...

I often us PayPal credit it’s a great way to stretch you money Reviewed on: 5th June 2024

Amazing thank you for your service!

Amazing thank you for your service! Reviewed on: 5th June 2024

Easy to use and easy to pay off any outstanding...

Easy to use and easy to pay off any outstanding credit Reviewed on: 5th June 2024

Easy, straightforward and reliable

Easy, straightforward and reliable Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 69236 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub