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PayPal: PayPal Credit reviews

4.73
Based on 137,587 reviews, last reviewed 13th Jun 2026
3991600% increase in 5 star reviews
in the past 90 days
11150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and Convenient The application was quick and straightforward. Everything is managed in the PayPal app, and I like that you can add the card to Apple Wallet or reques... Read more Reviewed on: 13th June 2026
Alani's avatar
Alani

Latest lowest rating:

1

very high interest rate. very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026
Georgi G's avatar
Georgi G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137587)

Always reply speedily to resolve issues

5
Always reply speedily to resolve issues Reviewed on: 5th June 2024

Amazing service.

5
Amazing service. HIGHLY RECOMMENDED. 5 STAR Reviewed on: 5th June 2024

Trustable .

5
Trustable . To pay any where in the world Reviewed on: 5th June 2024

Excellent

5
Always excellent and fast never had any problems.,.......... ....... Reviewed on: 5th June 2024

Enjoy the benefits of 0% interest for 4 months.

4
Enjoy the benefits of 0% interest for 4 months. Payments sometimes take a while to update on the app/source bank this is something that can be worked on. Reviewed on: 5th June 2024

Flawless transactions and great communication.

5
Flawless transactions and great communication. Reviewed on: 5th June 2024

Absolutely great when I need to spread the cost on e...

5
Absolutely great when I need to spread the cost on essential items. Email always reminds me of payment plan and dates too which is so helpful Reviewed on: 5th June 2024

. highly recommended

5
If you ever ever you have a problem, they’re very easy to call and speak to an actual human being Reviewed on: 5th June 2024

Exactly what I needed!

5
Exactly what I needed! Very easy to use! Reviewed on: 5th June 2024

Always had excellent when I've had to speak the them...

5
Always had excellent when I've had to speak the them over the phone, never waiting long in a queue. Reviewed on: 5th June 2024

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