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PayPal: PayPal Credit reviews

4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139237)

Great product, makes life easier

4
Great product, makes life easier Reviewed on: 6th June 2024

No issues, very straightforward and clear terms.

5
No issues, very straightforward and clear terms. Reviewed on: 6th June 2024

Easiest app ever

5
I love the security you get with using the app, ease of use and the more time to pay option Reviewed on: 6th June 2024

Paypal has been amazing, allowed me to buy things th...

5
Paypal has been amazing, allowed me to buy things that I need and gives a good amount of time to be able to pay it back Reviewed on: 6th June 2024

Excellent service.

5
Excellent service. Keep going.. A round of applause.. Reviewed on: 6th June 2024

Flexible and transparent

5
Iv used PayPal credit for a few years now for different purchases and I love the flexibility it affords me, and the ability to access it at any time. Reviewed on: 6th June 2024

more safety to do transaction online

5
more safety to do transaction online Reviewed on: 6th June 2024

Easy way

5
Easy way to pay for the goods I buy online Reviewed on: 6th June 2024

Excellent service.

5
Excellent service.Intuitive user friendly. Reviewed on: 6th June 2024

Straight forward

5
Very good and easy to use . Like it should be . Straight forward Reviewed on: 6th June 2024

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