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PayPal: PayPal Credit reviews

4.73
Based on 139,354 reviews, last reviewed 15th Jun 2026
4072000% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026
Chidera C's avatar
Chidera C

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139354)

PayPal credit feedback and why is so good

5
Using PayPal credit for 4 years and this opportunity give me possibility to buy products and pay monthly. I can pay more or minimum payment depends of my current circumstances . Happy with this product. Reviewed on: 6th June 2024

Very easy to use and understand I have used a few ti...

5
Very easy to use and understand I have used a few time now and have told a few friends about it to Reviewed on: 6th June 2024

Paypal first payment choice!

5
The first thing I look for during any online purchase is the PayPal facility! Reviewed on: 6th June 2024

Top service

5
Used for a long time and never let's you down Reviewed on: 6th June 2024

I am with PayPal for many years and they have never...

5
I am with PayPal for many years and they have never let me dawn once. Reviewed on: 6th June 2024

I’m really happy to use PayPal they are always there...

5
I’m really happy to use PayPal they are always there to help Reviewed on: 6th June 2024

Very good service, excellent features.

5
Very good service. Credit and pay in 3 options makes it very easy to stay on top of, and manage finance. I rarely use my credit card now as I prefer using PayPal. Reviewed on: 6th June 2024

Ive been using paypal for more than a decade now.

5
Ive been using paypal for more than a decade now. Its a very helpful platform to use for paying a lot of stuffs. Reviewed on: 6th June 2024

Outstanding

5
Very helpful and I can spread the cost Reviewed on: 6th June 2024

Never had a problem

5
Never had a problem whilst been using Reviewed on: 6th June 2024

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