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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139444)

Very easy and convenient to use through the app and...

5
Very easy and convenient to use through the app and good offers on credit Reviewed on: 7th June 2024
Luke w's avatar
Luke w

Very good service I m happy to use this bank...

5
Very good service I m happy to use this bank Reviewed on: 7th June 2024
Alif M's avatar
Alif M

Hassle-free and Helpful

5
I would recommend PayPal Credit as it has been very useful for me for various purchases over the past couple of years. It was easy to set up and I've never had any problems. Reviewed on: 7th June 2024
Jon M's avatar
Jon M

I like PayPal they always help me if I got problems...

5
I like PayPal they always help me if I got problems in my purchase. Reviewed on: 7th June 2024
Jessie R's avatar
Jessie R

Paypal have always helped me.

5
Paypal have always helped me deal with a problem and have always been polite! From scams to fraudulent chargebacks, they have been extremely helpful. I do i do with thier online dispute process on mobile was a bit easier to navigate though as it seems to mess up sometimes and not load disputes. Reviewed on: 7th June 2024
Hallowchii 's avatar
Hallowchii

Quick and efficient, very easy to use and is extreme...

5
Quick and efficient, very easy to use and is extremely reliable Reviewed on: 7th June 2024
Maz A's avatar
Maz A

Paypal credit is excellent.

5
Paypal credit is excellent. It helps to spread payments. The interest free option is great. Very convenient service and easy to apply. More and more mainstream sellers are accepting paypal credit. Goods can be delivered to an address of your choice whilst keeping the same billing address when using PayPal. No need to keep typing your address. Saves time and interest free is just amazing. Reviewed on: 7th June 2024
Mash's avatar
Mash

Easy to use & saves the day!

5
Easy to use & very handy when needed for larger purchases. Also exceptional for helping your credit score! And when something comes up as an emergency & you must purchase a replacement, then PayPal Credit saves the day! Reviewed on: 7th June 2024
Susie R's avatar
Susie R

Paypal Credit

5
They have excellent credit services Reviewed on: 7th June 2024
Shiggun's avatar
Shiggun

I am grateful for PayPal Credit.

5
I am grateful for PayPal Credit. I never use credit facilities due to the outrageous interest rates, however the control of using PayPal Credit has helped to market my business without worry while I pay back in bit. I will encourage anyone using to ensure your payment due is 0.00 at all times and you will be good. Reviewed on: 7th June 2024
Nikky Tee's avatar
Nikky Tee

Review PayPal: PayPal Credit now

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