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PayPal: PayPal Credit reviews

4.73
Based on 139,516 reviews, last reviewed 15th Jun 2026
4079400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years now and it's always been... I've used PayPal for years now and it's always been quick, easy and reliable. And their pay in three thing has been a life Dave at times Reviewed on: 15th June 2026
Paul Birkin 's avatar
Paul Birkin

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139516)

The service is straightforward and very easy to use.

5
The service is straightforward and very easy to use. Reviewed on: 7th June 2024

It’s easy for big purchases and want more time to pa...

4
It’s easy for big purchases and want more time to pay it off Reviewed on: 7th June 2024

I used PayPal credit for most of my transactions.

5
I used PayPal credit for most of my transactions. It’s easy and convenient to use Reviewed on: 7th June 2024

Safe and easy

5
So many years Im usung PayPal. For me is easy and safe. Reviewed on: 7th June 2024

Fast and easy to use.

5
Fast and easy to use.4 mounts no interest Reviewed on: 7th June 2024

Very easy to use across many shopping sites

5
Very easy to use across many shopping sites Reviewed on: 7th June 2024

Excellent buyer protection

5
Always use PayPal to pay for things if it’s an option as it provides excellent buyer protection which is handy when buying from unknown or new online shops. PayPal have always been quick to resolve any cases Reviewed on: 7th June 2024

The best payment.

5
I think its very good and safe.. Reviewed on: 7th June 2024

im using my paypal for longtime, no issues and very...

5
im using my paypal for longtime, no issues and very helpful,100% recommended to family and friends Reviewed on: 7th June 2024

A Flawless and Perfect

5
I’ve never had an issue with having the credit feature on PayPal.. the Customer Service team have always provided a seamless and enjoyable, yet professional service whenever I have had to call them. I cannot recommend them highly enough. Reviewed on: 7th June 2024

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