Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145012 reviews)

View other PayPal products

4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145013)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal: Relevant. Reliable. Reassuring.

PayPal pioneered a number of financial support to its customers - like pay in three. Now, other financial service providers have seen the value to customers and started to offer similar too. Also great customer service. Issues are resolved in a timely manner. That's reassuring. Reviewed on: 25th June 2026

Easy to use and great value , not long winded and ve...

Easy to use and great value , not long winded and very reliable Reviewed on: 25th June 2026

Always good

Never had any issues that were not resolved quickly and efficiently.Always very good customer service. Reviewed on: 25th June 2026

Always feel safe with using PayPal, easy to use.

Always feel safe with using PayPal, easy to use. lots of options. Reviewed on: 25th June 2026

Paypals biggest fan

Since whenever it started - the best payment platform ever in my opinion Reviewed on: 25th June 2026

I have just started using PayPal credit.

I have just started using PayPal credit and I think it's great. It give you flexibility, and some of the promotions are good. Reviewed on: 25th June 2026

Never had an issue with PayPal easy to use, simple...

Never had an issue with PayPal easy to use, simple app Reviewed on: 25th June 2026

My experience with PayPal has been good.

My experience with PayPal has been good. It conveniente and secure way for me to shop online. I can easily track all my orders and send money to friends and family with a peace of mind. Reviewed on: 25th June 2026

Just perfect 5 out of 5 highly recommend

Just perfect 5 out of 5 highly recommend Reviewed on: 25th June 2026

An excellent service!

Never had to use customer service as never had any issues. Which in my view manors it an excellent option. Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75774 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub