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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103144 reviews)

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4.90

Based on 103,144 reviews, last reviewed 10th May 2026

2413300% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

helped me understand It’s given me a great credit limit, and helped me out when I was struggling financially. It’s taught me a lot o about finance and how to manage credit... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103144)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great, have used online for years but now have the d...

Great, have used online for years but now have the debit card which you can use in shops as well Reviewed on: 9th May 2026

My experience

My experience with has been very positive and convenient. I have used PayPal for online shopping, sending money, and receiving payments, and it has always provided a fast and secure service. One thing I appreciate most is how easy the platform is to use. The interface is simple, and transactions can be completed within minutes. Reviewed on: 9th May 2026

convenient, easy to use, broad store acceptance.

convenient, easy to use, broad store acceptance. Reviewed on: 9th May 2026

Good service but pay in three service needs improving.

Good service but pay in three service needs improving. Reviewed on: 9th May 2026

Financial safety

Excellent provider, clear instruction and navigation sites. Secure way to shop online and stay financially responsible. Reviewed on: 9th May 2026

always helpful if any problems and lots of ways of s...

always helpful if any problems and lots of ways of spreading the cost x Reviewed on: 9th May 2026

The first payment option I look for first.

I have always used PayPal for transactions back when they were the first trusted payment option on ebay. Now I use them on a newer daily basis with excellent incentives for payment option. Reviewed on: 9th May 2026

All Goid

Easy to navigate and safe, I like that pay pal have detailed information on payment and deposits Reviewed on: 9th May 2026

Excellent in all areas.

Excellent in all areas. Pay pal credit and credit card facility is good for big payments. Reviewed on: 9th May 2026

Experience overall has been good

I wanted to express my sincere appreciation for the seamless transfer experience I've had. Your platform has made managing my finances convenient. Furthermore, the customer care I received was exceptional, with a representative who was both helpful and attentive. Reviewed on: 9th May 2026

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