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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great fraud prevention

I find this app great, and appreciate that I can spread payment s , thankyou, great service, and hope this continues. Thankyou PayPal.I also like that there s a trail of communication,and I was able to spot a scam, who’ll said they were PayPal, and I did forward to pay pal? For them to investigate. It was a scam. Excellent, I hope they got caught. Thankyou Reviewed on: 14th July 2026

Good customer service and user friendly.

Good customer service and user friendly. Reviewed on: 14th July 2026

Easy to issue, to use and to repay.

Easy to issue, to use and to repay. Reviewed on: 14th July 2026

Reliable with clear terms and conditions meaning no...

Reliable with clear terms and conditions meaning no hidden interest Reviewed on: 14th July 2026

First time utilising credit

I have found PayPal credit really easy to use and to set up. They set out the terms in a clear way so i found it very easy to understand. PayPal credit is my first experience using credit, I have never had a credit card or anything of that nature so it was completely new to me. I was able to set it up completely by myself and I never felt I was in the dark. Reviewed on: 14th July 2026

They need to improved they customer service pay more...

They need to improved they customer service pay more attention less waiting time Reviewed on: 14th July 2026

Always been the most reliable way to pay for anythin...

Always been the most reliable way to pay for anything or send money between friends. Reviewed on: 14th July 2026

Quick, clear & easy.

All dealings have been straight forward and simple. Never had any issues whatsoever. Reviewed on: 14th July 2026

Helpful and and my questions answered

Helpful and and my questions answered Reviewed on: 14th July 2026

Just outstanding overall with GREAT service.

Just outstanding overall with GREAT service. Reviewed on: 14th July 2026

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