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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,611 reviews, last reviewed 13th Jun 2026
3992750% increase in 5 star reviews
in the past 90 days
11150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access to credit card via app really helps Easy access to credit card via app really helps Reviewed on: 13th June 2026
Benard D's avatar
Benard D

Latest lowest rating:

1

very high interest rate. very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026
Georgi G's avatar
Georgi G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137611)

Very helpful customer service and PayPal credit with...

5
Very helpful customer service and PayPal credit without interest help alot Reviewed on: 3rd June 2024
Waheed a's avatar
Waheed a

Excellent service...

5
It has always been excellent, and very useful for spreading the cost of things, usually in the form of three payments over an equivalent number of months, with no interest. Reviewed on: 3rd June 2024
Sarah W's avatar
Sarah W

PayPal is excellent it is so reliable always there w...

5
PayPal is excellent it is so reliable always there when you need it. I can't praise them enough customer service is second to none thank you PayPal. When other services let you down PayPal it's always there. Reviewed on: 3rd June 2024
Gary Jackson's avatar
Gary Jackson

I just want to win the money

5
I'm only doing this to enter the prize draw. Reviewed on: 3rd June 2024
Jonathan's avatar
Jonathan

I have used several times to split large payments su...

5
I have used several times to split large payments such as purchase of a plane ticket so it’s really helps my cash flow and budgeting. So useful in the cost of living crisis. Will definitely use again and again. Reviewed on: 3rd June 2024
Jeff V's avatar
Jeff V

Reliable and trustworthy people must love

5
Reliable and trustworthy people must love Reviewed on: 3rd June 2024
Jieger Buenafe's avatar
Jieger Buenafe

PayPal and PayPal credit

5
I like to use paypal and paypal credit. Easy to use, I can control my payments, and I found it really secure as well. Reviewed on: 3rd June 2024
Rita J's avatar
Rita J

I like the 4 month no extra charge system for credits.

5
I like the 4 month no extra charge system for credits. However, it’s hard to get in touch with anyone if I need help or assistance. It’s also really good to be able to pay with PayPal almost anywhere online nowadays . Reviewed on: 3rd June 2024
Laszlo B's avatar
Laszlo B

PayPal Works for me

5
I frequently use PayPal credit to spread the cost of purchases. Always goes smoothly, and that includes and refunds. Reviewed on: 3rd June 2024
Rob F's avatar
Rob F

Safe & easy way to pay.

5
Safe & easy way to pay. Always rectify any disputes Reviewed on: 3rd June 2024
Sally N's avatar
Sally N

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