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PayPal: PayPal Credit reviews

4.73
Based on 138,060 reviews, last reviewed 14th Jun 2026
4013050% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to use, and various ways to pay which is... easy to use, and various ways to pay which is great Reviewed on: 14th June 2026
smash's avatar
smash

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138060)

PayPal credit is very easy to understand as it clear...

5
PayPal credit is very easy to understand as it clearly tells you how long the credit it for and when Payment will be due . There are no hidden fees and it’s very clear. Reviewed on: 3rd June 2024

Its a great experience and a very good customer serv...

5
Its a great experience and a very good customer service Reviewed on: 3rd June 2024

I use PayPal alot when I buy things online.

5
I use PayPal alot when I buy things online. I like the option of the pay in 3 and like that I have the option to pay later on bigger items that I purchase. Reviewed on: 3rd June 2024

Perfect credit

5
Fantastic credit feature perfect for me and best customer service I've ever delt with having English speaking customer service is a great perk rather than customer service you can't understand or they can't understand what your trying to say Reviewed on: 3rd June 2024

Good way to pay.

5
Good way to pay. Makes paying for goods and services much easier and all in one place. Reviewed on: 3rd June 2024

Never had a problem always use the app

5
Never had a problem always use the app Reviewed on: 3rd June 2024

Loving PayPal so easy to use and and a simple way of...

5
Loving PayPal so easy to use and and a simple way of buying the things you really really want. I don’t have parents to ask lend me money to pay a new coat or another indulgence anymore now I just ask PayPal and the answer is always yes! Reviewed on: 3rd June 2024

Very reliable and helpful service it's helped me to...

5
Very reliable and helpful service it's helped me to get back on My feet Reviewed on: 3rd June 2024

I feel safe online when using paypal

5
I feel safe online when using paypal Reviewed on: 3rd June 2024

Piece of cake

5
I've been using PayPal for many years to pay. I find it user friendly. It's very convenient to pay as you don't need to enter your bank details also I feel a little secure using it while making a purchase online for the first time. Reviewed on: 3rd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review