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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,134 reviews, last reviewed 14th Jun 2026
4016500% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient Ever since I used paypal payment..I never had issues in any transaction Reviewed on: 14th June 2026
R R's avatar
R R

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (138134)

East to use, intuitive UI and options! Trustworthy.

5
Always a seamless experience and once set up correctly, most sites accept PayPal credit and it just works. Easy to use in app as well and easily managed with a simple but intuitive interface. I usually use for larger purchases and the different payment schemes (and most of them interest free!) really puts my mind at ease so I can budget accordingly and not worry about interest charges. The links within the app to paying other people, charities and also crypto are welcome and also informative and easy to navigate. I just trust PayPal - and all it's products. Reviewed on: 3rd June 2024
William M's avatar
William M

PayPal is really great for fast online shopping.

5
PayPal is really great for fast online shopping. I am using PayPal for a long time. Had great experience. Specially some tech related online shopping, they don't accept any cards. I use PayPal to buy Software and it products from those online shop. Reviewed on: 3rd June 2024
Ahmad's avatar
Ahmad

They have been excellent providers of credit backed...

5
They have been excellent providers of credit backed by the peace of mind that PayPal gives regarding on line purchases. Reviewed on: 3rd June 2024
Nikola G's avatar
Nikola G

Gives me help and peace of mind

5
Extremely easy to purchase, is my go to option for payment. Reviewed on: 3rd June 2024
Juriseld V's avatar
Juriseld V

I love using PayPal, it’s so easy to use and I love...

5
I love using PayPal, it’s so easy to use and I love that the majority of online retailers accept PayPal it really makes it my number one way of paying for items online. I recently got scammed online and by having PayPal as my number 1 payment option I was relieved in knowing everything was going to be okay. Reviewed on: 3rd June 2024
Erin L's avatar
Erin L

Really good , Fast easy and secure Always reliable a...

5
Really good , Fast easy and secure Always reliable and helpfull. Reviewed on: 3rd June 2024
Damian S's avatar
Damian S

Allowing me to purchase items, so I can pay later

5
Allowing me to purchase items, so I can pay later, I will always pay more than the minimum though, so it get it down quicker. Reviewed on: 3rd June 2024
Lesley 's avatar
Lesley

Amazing.

5
Amazing. Informative. Helpful. Competitive interest rate. Great customer service. I’m so pleased with Paypal credit’s service. Reviewed on: 3rd June 2024
H K's avatar
H K

Very easy to use any questions answered and delt wit...

5
Very easy to use any questions answered and delt with quickly Reviewed on: 3rd June 2024
Fiona D's avatar
Fiona D

Always helps when money is low and you need more tim...

5
Always helps when money is low and you need more time to pay back Reviewed on: 3rd June 2024
Russell g's avatar
Russell g

Review PayPal: PayPal Credit now

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