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PayPal: PayPal Credit reviews

4.73
Based on 138,200 reviews, last reviewed 14th Jun 2026
4019450% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use and great service So easy to use and great service Reviewed on: 14th June 2026
Darren W's avatar
Darren W

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138200)

PayPal gave an excellent service!

5
PayPal gave an excellent service! Always extremely secure , the call centres are very polite and friendly also! Reviewed on: 3rd June 2024

Easy way to pay.

5
Easy way to pay.i love it.recommend paypal for payment and its safe Reviewed on: 3rd June 2024

Fast and secure.

4
Fast and secure. In continuous growth and very trustworthy Reviewed on: 3rd June 2024

Been a member for about 10 years and love it.

5
Been a member for about 10 years and love it. So easy to use. Reviewed on: 3rd June 2024

PayPal credit has been useful for bigger purchases o...

5
PayPal credit has been useful for bigger purchases offering 3 months no interest plans, and pay in 3. Always easy to increase or decrease your limit and customer service responded quickly to sort out problems! Reviewed on: 3rd June 2024

PayPal Credit Excellent Services!

5
PayPal Credit provides reliable, safe, and fast money services. I have never faced any issues with my PayPal account. Reviewed on: 3rd June 2024

PayPal is a fantastic way to pay for goods.

5
PayPal is a fantastic way to pay for goods.always excellent service Reviewed on: 3rd June 2024

Absolutely amazing so helpful couldn’t recommend thi...

5
Absolutely amazing so helpful couldn’t recommend this enough of you are struggling or in need of help Reviewed on: 3rd June 2024

Used it several times.

5
Used it several times. Brilliant every time. Reviewed on: 3rd June 2024

Very good service, I liked PayPal from the first tim...

5
Very good service, I liked PayPal from the first time I used it Reviewed on: 3rd June 2024

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