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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,255 reviews, last reviewed 14th Jun 2026
4021900% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to buy and pay later It’s practical for me as most of my online shopping sites accept PayPal which gives me extra time to pay my bill Reviewed on: 14th June 2026
Marie's avatar
Marie

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138255)

I have been a PayPal member for years and had no iss...

5
I have been a PayPal member for years and had no issues it’s so handy , quick simple and easy and it never lets me down, well Don and thank you Reviewed on: 3rd June 2024
Poria A's avatar
Poria A

I have used paypal for 4 years.

5
I have used paypal for 4 years. I have found them to be a five star company. They deal with any issues flawlessly and are definately on the side of the buyer Reviewed on: 3rd June 2024
Kazzy's avatar
Kazzy

I have been using it for years and it’s quite good.

4
I have been using it for years and it’s quite good. Reviewed on: 3rd June 2024
AT's avatar
AT

Paypal credit best way to pay shopping online

5
Paypal credit is the best way to pay for anything online with zero percent interest for 4 months but after four months interest apr is too high which is I thing is not fair on customer. Taking a lot of money from people who are already struggling with their bills. Bottom line is APR has to be low around 10 to 15 percent. Thank you Reviewed on: 3rd June 2024
Imran's avatar
Imran

Spread the cost...

4
Good option to spread the cost especially on larger purchases Reviewed on: 3rd June 2024
M's avatar
M

Great choice for managing your needs

5
Great choice for managing your needs Reviewed on: 3rd June 2024
Ali M's avatar
Ali M

Amazing service would highly recommend

5
Amazing service would highly recommend Reviewed on: 3rd June 2024
Chaz's avatar
Chaz

It gives me awesome convenience.

5
It gives me awesome convenience. Reviewed on: 3rd June 2024
Tuncay B's avatar
Tuncay B

Good payment options

5
Good payment flexibility. Variety of options including the 3 month no Apr options which are always welcome. Overall good service. Reviewed on: 3rd June 2024
Harth's avatar
Harth

The best app when you don't have enought money in yo...

5
The best app when you don't have enought money in your account Reviewed on: 3rd June 2024
Oana C's avatar
Oana C

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