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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,309 reviews, last reviewed 14th Jun 2026
4024500% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no issues what so ever easy to use everywhe... All good no issues what so ever easy to use everywhere on line Reviewed on: 14th June 2026
Airidas G's avatar
Airidas G

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138309)

Great company paypal

5
Great company easy to use very versatile instant credit when need easy payments Reviewed on: 3rd June 2024
James w's avatar
James w

Excellent and trustworthy

5
Always excellent service. Reliable and trustworthy, giving you peace of mind. Easy transactions. Being able to buy over time Reviewed on: 3rd June 2024
Debbie F's avatar
Debbie F

Flawless

4
It’s been flawless and satisfying. Reviewed on: 3rd June 2024
Chioma A's avatar
Chioma A

Flexible interest free

5
Great way to use credit that you can pay back monthly with no interest, can pay back in chunks of your choosing too. Reviewed on: 3rd June 2024
Andrew H's avatar
Andrew H

easy to use, safe, trustworthy.

5
easy to use, safe, trustworthy. I have never had any problems, always there when you need help. Reviewed on: 3rd June 2024
susan 's avatar
susan

Direct debit was taken out 7 days late.

3
Direct debit was taken out 7 days late. This caused me problems. Reviewed on: 3rd June 2024
Cheri's avatar
Cheri

Never had an issue

5
Always quick and easy to make payments securely Reviewed on: 3rd June 2024
Leanne L's avatar
Leanne L

Interest free for 4 months is great.

5
Interest free for 4 months is great. Easy to manage website Reviewed on: 3rd June 2024
Michael Lias's avatar
Michael Lias

My go to account for holiday budgeting

5
I find PayPal credit to be convenient for making online purchases and managing payments. I find it helpful for spreading out the cost of larger purchases as they often provide me with offers that allow me to have 0% interest for 4 months which has been really good for budgeting holidays. Reviewed on: 3rd June 2024
Grace W's avatar
Grace W

Everything has been brilliant.

5
Everything has been brilliant. Set up was easy, use has been present when I've needed it and the balance repayment scheme and system is so practical and simple to sort Reviewed on: 3rd June 2024
Scott Mc's avatar
Scott Mc

Review PayPal: PayPal Credit now

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