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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,372 reviews, last reviewed 14th Jun 2026
4027350% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Experience was great every single time Experience was great every single time Reviewed on: 14th June 2026
Charlotte Saxon's avatar
Charlotte Saxon

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138372)

Super convenient

5
Super easy and convenient to pay using PayPal when buying things online and now also in store. I also like the option to pay in three or spread over four months for larger purchases over £100. Never had any issues with PayPal! Reviewed on: 3rd June 2024
Rosie C's avatar
Rosie C

Easy to use, straightforward transactions with no is...

5
Easy to use, straightforward transactions with no issues.Have never had to contact customer service as have not had any issues for years. Great service provider. Reviewed on: 3rd June 2024
Angela Wolstencroft's avatar
Angela Wolstencroft

It’s easy to use and super simple

5
It’s easy to use and super simple Reviewed on: 3rd June 2024
Kayley E's avatar
Kayley E

PayPal credit has been very helpful in and easy to use

5
PayPal credit has been very helpful and easy to use Reviewed on: 3rd June 2024
Michael K's avatar
Michael K

Been using PayPal Credit for years now it’s conferen...

5
Been using PayPal Credit for years now it’s conference when you need to buy something then spread the cost for couple of months Reviewed on: 3rd June 2024
Kaid's avatar
Kaid

Always helpful

5
Always helpful and eager to Assis Reviewed on: 3rd June 2024
James O's avatar
James O

Secure and easy way to pay online. ..

5
Easy to use app that makes paying for big purchases and services much more affordable. I use it all the time and if you pay your balance on time you don’t pay a penny in interest. Very secure way to pay online too. Reviewed on: 3rd June 2024
TezM 's avatar
TezM

Perfect combination i am really excited with the com...

5
Perfect combination i am really excited with the company paypal Reviewed on: 3rd June 2024
Fabio t's avatar
Fabio t

the usage area is very wide and the 4-month 0% inter...

5
the usage area is very wide and the 4-month 0% interest policy is very useful Reviewed on: 3rd June 2024
Utku O's avatar
Utku O

Brilliant I can't fault PayPal credit

5
Brilliant I can't fault PayPal credit Reviewed on: 3rd June 2024
Boss Rabbit's avatar
Boss Rabbit

Review PayPal: PayPal Credit now

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