Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138442 reviews)

View other PayPal products

4.73

Based on 138,442 reviews, last reviewed 14th Jun 2026

4030550% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy access and low installments, great Easy access and low installments, great Reviewed on: 14th June 2026

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (138442)

Helps with finances

Helps me with financial difficulties if I need to buy something sooner Reviewed on: 3rd June 2024

goes through quickly

goes through quickly click click BOOM payed Reviewed on: 3rd June 2024

Great Service

Always quick and easy to use when needed. Reviewed on: 3rd June 2024

Choose Paypal

I always choose to use PayPal whenever possible as a payment method because I feel safe in the knowledge that my purchases are protected. Reviewed on: 3rd June 2024

Highly recommended especially for online purchases

I have used PayPal for many years and use the credit option for expensive purchases. I like it especially as I don’t like adding my financial details online with sellers I am unfamiliar with. PayPal means I can keep that private but still have a fallback if the seller doesn’t deliver in any way Reviewed on: 3rd June 2024

I love paying through PayPal.

I love paying through PayPal. I wish I could pay all my online orders through PayPal Reviewed on: 3rd June 2024

I've had nothing but a good experience using PayPal,...

I've had nothing but a good experience using PayPal, the ease of use to pay and the option to use credit is so much better than anything else. The terms are also brilliant. Reviewed on: 3rd June 2024

Extremely useful and good customer support from PayPal

Extremely useful and good customer support from PayPal Reviewed on: 3rd June 2024

Easy to set up and use.

Easy to set up and use. When my PayPal was hacked, they managed to sort everything out very easily. Reviewed on: 3rd June 2024

I am very satisfied, there is nothing to complain about

I am very satisfied, there is nothing to complain about Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3748 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 69938 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub