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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,502 reviews, last reviewed 14th Jun 2026
4033300% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for online payments and money... I've been using PayPal for online payments and money transfers, and overall it has been a convenient and reliable platform. The app and website are ea... Read more Reviewed on: 14th June 2026
Marcia D's avatar
Marcia D

Latest lowest rating:

1

I had an old card on the payment part of the credit... I had an old card on the payment part of the credit card and PayPal did not advise me as to why my payments were being declined. I had to do a lot of ... Read more Reviewed on: 14th June 2026
Meghan Thomas's avatar
Meghan Thomas
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138502)

Very satisfying

5
Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022
Eleanor Cowan 's avatar
Eleanor Cowan

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022
Bex Smith's avatar
Bex Smith

Great

5
Great special buy now pay later Reviewed on: 13th June 2022
Abdallah Nady's avatar
Abdallah Nady

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022
Saquib Ahmed's avatar
Saquib Ahmed

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022
Eileen Brown's avatar
Eileen Brown

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022
Ashley's avatar
Ashley

PayPal credit saved my life.

5
PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022
Zak Spickernell's avatar
Zak Spickernell

Handy

5
Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022
Haley cable's avatar
Haley cable

Great service, I use it all the time

5
Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022
Simon Betty's avatar
Simon Betty

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022
Harry_R's avatar
Harry_R

Review PayPal: PayPal Credit now

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