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PayPal: PayPal Credit reviews

4.73
Based on 138,032 reviews, last reviewed 14th Jun 2026
4011800% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very easy to deal with PayPal are very easy to deal with Reviewed on: 14th June 2026
karlp's avatar
karlp

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138032)

Paypal Credit, Credit card without the plastic !

5
Paypal credit has helped me tremendously, the way it is so easy to just make transactions with no fuss, no stress of repayments as they are split very conveniently. I highly recommend paypal credit to everyone! Reviewed on: 3rd June 2024

Easy to use many options available

5
Easy to use many options available Reviewed on: 3rd June 2024

Highly recommended

5
I find PayPal to be a user friendly and reliable payment method with great options for financing. Highly recommend Reviewed on: 3rd June 2024

Fantastic when compared to modern credit cards (in t...

5
Fantastic when compared to modern credit cards (in terms of interest rates and flexibility). It's also compatible with Curve so is a great option for when I travel abroad for work. Reviewed on: 3rd June 2024

PayPal are one of the easiest spreading/credit accou...

5
PayPal are one of the easiest spreading/credit account company to use. Reviewed on: 3rd June 2024

It has been a very significant experience

4
It has been a very significant experience Reviewed on: 3rd June 2024

Great and easy highly recommend.

5
Great and easy highly recommend. Very reliable. Reviewed on: 3rd June 2024

Flexible, easy to understand with very helpful staff

5
Flexible, easy to understand with very helpful staff Reviewed on: 3rd June 2024

Best experience when you shop on e-commerce platforms!

5
Unique way to manage purchases online. Instal approval process, flexi payments, easy integration and app management! Reviewed on: 3rd June 2024

excellent service and recommended for every one!

5
excellent service and recommended for every one! Reviewed on: 3rd June 2024

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