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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138011 reviews)

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4.73

Based on 138,011 reviews, last reviewed 14th Jun 2026

4010950% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very convenient and easy to use Very convenient and easy to use, practical and world wide. Paypal is a secure service for everyone to grow and thrive. I wouldn’t imagine my life n bu... Read more Reviewed on: 14th June 2026

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138011)

PayPal is Easy!

It was easy to set up, easy to use and easy to understand making it convenient and it pays fast Reviewed on: 3rd June 2024

Paypal credit is great, my favourite thing about it...

Paypal credit is great, my favourite thing about it is how easy it is to understand the policy and payback rules. It is easy to follow and find information unlike some other credit providers. Reviewed on: 3rd June 2024

Gives flexibility and opportunity

Gives flexibility and opportunity to pay and where possible before payments are due security for purchase and spreading cost. Also allows you to know when to pay Reviewed on: 3rd June 2024

Very easy to use and ideal for online shopping.

Very easy to use and ideal for online shopping. Very convenient. Reviewed on: 3rd June 2024

Never had any issues with PayPal credit

Never had any issues with PayPal credit Reviewed on: 3rd June 2024

Very good value on any interest rate payment

Very good value on any interest rate payment Reviewed on: 3rd June 2024

Special promotion breaker

I like PayPal’s special promotion which turns up after using the credit. PayPal is really offering a best service. Reviewed on: 3rd June 2024

My go to app for payment spreading and ebay

I've used PayPal for over 8 years, PayPal credit for around 8 years. As a tool to spread the cost of big purchases, this is my go to medium. Accepted at almost all the online stores that I buy from, I'm able to plan and calculate the monthly payments over 4 months and have never yet fallen foul of interest payments using it. Reviewed on: 3rd June 2024

I have used PayPal credit for years and it’s very ef...

I have used PayPal credit for years and it’s very efficient to use and navigate. The payment options also are very useful. Reviewed on: 3rd June 2024

Provides a great option to cover payments, and manag...

Provides a great option to cover payments, and manage cash flow in an easy affordable way Reviewed on: 3rd June 2024

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