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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,179 reviews, last reviewed 17th Jun 2026
4154750% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and safe! Very easy to use and safe! Had an issue with a purchase, the seller wasn’t legitand PayPal provided the protection I needed! Reviewed on: 17th June 2026
Deirdre S's avatar
Deirdre S

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (141179)

Excellent service

5
Excellent service as always.. I keep my credit for emergency use and I can easily make additional payments as and when I can. Reviewed on: 5th June 2024
Bonny Lad's avatar
Bonny Lad

Never have any issues.

5
Never have any issues. Great service Reviewed on: 5th June 2024
Yordan Y's avatar
Yordan Y

Since 2021 I have been using PayPal and never had an...

5
Since 2021 I have been using PayPal and never had any issues with it. Most amazing part are pay in 3 and Paypal credit gives me such a relief so that I can do shopping without breaking my bank. Thanks Paypal ❤️ Reviewed on: 5th June 2024
Anamul Jamil's avatar
Anamul Jamil

PayPal have always responded with any queries in the...

5
PayPal have always responded with any queries in the past I've had dealt with them very professionally totally reliable and response very quick to deal with Reviewed on: 5th June 2024
Frances j's avatar
Frances j

Easy, convenient and two options to spread the cost...

5
Easy, convenient and two options to spread the cost of those must have purchases! The opportunity to not accumulate interest if paid in full within 4 months, marks PayPal credit more attractive than your credit card. Plus the app is easy to use if you want to do extra adhoc payments. Reviewed on: 5th June 2024
Esther 's avatar
Esther

Very smart payments, quick and easy

5
Very smart payments, quick and easy Reviewed on: 5th June 2024
Pawel S's avatar
Pawel S

Always available when I need it, great service and v...

5
Always available when I need it, great service and value for money Reviewed on: 5th June 2024
Andrzej O's avatar
Andrzej O

PayPal has an overall easy and great way to manage m...

5
PayPal has an overall easy and great way to manage money Reviewed on: 5th June 2024
Ciaran 's avatar
Ciaran

Very convenient and easy to use

5
Very convenient and easy to use and management is very simple through the PayPal portal. Reviewed on: 5th June 2024
Cadillacsts's avatar
Cadillacsts

Easy to use and has good offers when buying things.

5
Easy to use and has good offers when buying things. Reviewed on: 5th June 2024
Money Smart's avatar
Money Smart

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