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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,942 reviews, last reviewed 19th Jun 2026
4235100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Easy and straightforward to use. Reviewed on: 19th June 2026
Nana's avatar
Nana

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142942)

0% over long periods is a godsend

5
0% over long periods is a godsend Reviewed on: 6th June 2024
paul w's avatar
paul w

Excellent products and sero

5
Always had a PayPal account and found it excellent in dealing with payments and also both the security of my account, but moreover the security of the PayPal guarantee regarding purchases made through them. Reviewed on: 6th June 2024
Andrew P's avatar
Andrew P

The best service

5
Overall I have had a fantastic experience with Paypal credit. Reviewed on: 6th June 2024
Georgi K's avatar
Georgi K

100% trusted

5
I love paypal, it's the only one I trust & I love that I can have the flexibility of paypal credit. I definitely recommend it. If u need or want something & don't have the necessary finances available at the time, I can rely on PayPal credit to be there for me. Plus all transactions are safe & secure. Reviewed on: 6th June 2024
Karen B's avatar
Karen B

Excellent service.

5
Excellent service. Interest is reasonable. Reviewed on: 6th June 2024
Eddie G's avatar
Eddie G

PayPal credit

5
PayPal customer service goes above and beyond to help. Having the freedom of 4 months interest free period gives me the buy what ai want without the burden of credit card interest Reviewed on: 6th June 2024
Mohamed Shokry's avatar
Mohamed Shokry

Always helped when i needed it and easy to manage

5
Always helped when i needed it and easy to manage Reviewed on: 6th June 2024
Darren M's avatar
Darren M

I use PayPal a lot and its easy to use

4
I use PayPal a lot and its easy to use Reviewed on: 6th June 2024
Katherine S's avatar
Katherine S

Always reliable, been with paypal for years and wou...

5
Always reliable, been with paypal for years and would definitely use it for transactions when I where I can Reviewed on: 6th June 2024
Victoria C's avatar
Victoria C

Very happy

5
Great service and good value and very accessible Reviewed on: 6th June 2024
Tony S's avatar
Tony S

Review PayPal: PayPal Credit now

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