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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142972 reviews)

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4.73

Based on 142,972 reviews, last reviewed 19th Jun 2026

4236300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142972)

PayPal options

PayPal options for spreading payments over 4 months are fantastic in these financially challenging times Reviewed on: 6th June 2024

Use it all times its brilliant helps when you need s...

Use it all times its brilliant helps when you need something but don't have the cash.. Reviewed on: 6th June 2024

I do really enjoyed PayPal since I have been using.

I do really enjoyed PayPal since I have been using. Reviewed on: 6th June 2024

Easy to use and super convenient

PayPal credit is really easy to use, the interest is very low in comparison with most credit cards. Simple to pay and everything you need in one place! The app makes it even easier Reviewed on: 6th June 2024

Easy and convenient to use

Works well for me and able to use in a lot more places now too Reviewed on: 6th June 2024

Always the best experience using PayPal, second to n...

Always the best experience using PayPal, second to none service, thank you. Reviewed on: 6th June 2024

Very useful and easy to use.

Very useful and easy to use. Was an excellent introduction to how credit works and I have yet to see a down side. Reviewed on: 6th June 2024

Satisfied Customer

Excellent customer service and always feel protected when buying things. Reviewed on: 6th June 2024

Very convenient!

I love the fact that most vendors use PayPal, meaning If I don't have the money for a purchase right away I can utilise PayPal credit until I get paid. Reviewed on: 6th June 2024

Difficult to contact a person not a fan of AI

Difficult to contact a person not a fan of AI Reviewed on: 6th June 2024

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